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Personal Umbrella
Exposure to liability losses of catastrophic size is no longer limited to
large corporations or the wealthy. The willingness of the public to sue
has increased the number of lawsuits and the size of judgments awarded.
What's more, most automobile, homeowners and recreational vehicle of boat
liability limits are not sufficient to cover some of the court awards made
today. Also, most policies exclude protection for such personal injury
perils as defamation of character, invasion of privacy, trespass, libel and
slander.
With Umbrella Protection You Can Feel Secure
Your Personal Umbrella Policy protects you, your family and your home against
these uncertainties with three kinds of coverage.
Liability insurance that adds to the limits of your automobile, homeowners and
recreational vehicle of boat liability policy limits.
Coverage for unknown of unexpected exposures excluded in many automobile,
homeowners and recreational vehicle or boat liability policies. The policy
will give you details about exclusions.
Coverage for the cost of your legal defense. This includes court costs,
interest on judgments and premiums on necessary bonds.
Coverage under the Personal Umbrella Policy is written in increments of one
million dollars and supplements your present policies to provide broad personal
liability protection.
Coverage Is So Affordable
Cost of this high level of protection is comparatively low. Better still,
the Personal Umbrella frees you from most catastrophic liability judgments.
We can provide you with information about our Commercial Umbrella Policy to
proved similar liability protection for you business.
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