Kearns Insurance High Quality, Lowest Prices, Best Service



Replacement Cost on Contents
Replacement Cost on Contents is provided with some of our plans, or can be purchased for additional premium.  This coverage provides for replacement of your damaged property without deduction for depreciation, subject to certain qualifying conditions and limitations.

Homeowners Insurance
Our Preferred Homeowners policies offer you liability, building, and personal property coverage for losses due to many perils, including fire, theft, wind and lightning.  We also offer various optional coverage's that will help you tailor a policy to meet your individual needs.

Condominium and Townhouse Insurance
These policies are designed to meet your coverage requirements when you live in and own a condominium or townhouse. Coverage's are offered for assessed losses as well as personal property damage and liability protection.

Renters Insurance
Our Renters Package provides you with the liability and property protection renters need.  We can proved specific details on the various types of coverage available on this policy.  For complete information about the benefits and coverage's of any of our homeowners plans, please contact us.

"Rosanne has always been there for our firm. The company has stood beside us when times have been difficult and continually works with us to find ways to reduce liability exposure and contain professional liability insurance costs. Rosanne acts more like a trusted advisor than an insurance company."

- Sara P. US -