Exposure to liability losses of catastrophic size is no longer limited to large
corporations or the wealthy. The willingness of the public to sue has increased the number of lawsuits and
the size of judgments awarded. What's more, most automobile, homeowners and recreational vehicle of boat
liability limits are not sufficient to cover some of the court awards made today. Also, most policies exclude
protection for such personal injury perils as defamation of character, invasion of privacy, trespass, libel and
With Umbrella Protection You Can Feel Secure
Your Personal Umbrella Policy protects you, your family and your home against these uncertainties with three kinds
Liability insurance that adds to the limits of your automobile, homeowners and recreational vehicle of boat
liability policy limits.
Coverage for unknown of unexpected exposures excluded in many automobile, homeowners and recreational vehicle or
boat liability policies. The policy will give you details about exclusions.
Coverage for the cost of your legal defense. This includes court costs, interest on judgments and premiums
on necessary bonds.
Coverage under the Personal Umbrella Policy is written in increments of one million dollars and supplements your
present policies to provide broad personal liability protection.
Coverage Is So Affordable
Cost of this high level of protection is comparatively low. Better still, the Personal Umbrella frees you
from most catastrophic liability judgments. We can provide you with information about our Commercial Umbrella
Policy to proved similar liability protection for you business.